Mortgage Refinancing

Use the money in your home to pay off high interest debts and be mortgage-free quicker.

Refinance up to 80% of your home's value quickly and easily to pay off high-interest credit card debt that has caused your cash flow to slow to a trickle. Worried about penalties? Don't think it can make much difference? Think again. By using your home equity to consolidate your debt, you can improve monthly cash flow, have one easy payment, and be mortgage-free quicker.

Consider a Reverse Mortgage for Refinancing

When most of us dream of retirement, we imagine ourselves in our homes – sharing a meal with family or just relaxing in a comfortable spot.

But retirement can also bring financial strain. Seniors  often face the challenge of managing with less cash flow than they anticipated or coping with unforeseen expenses.

We understand, empowering older Canadian homeowners with smart, simple ways to use the value of their home during retirement.

For over 25 years The Canadian Home Income Plan (CHIP) our reverse mortgage solution has helped thousands of older homeowners enjoy more financial flexibility without having to sell or move. CHIP might be the solution for you.

Features of a Reverse Mortgage

• Homeowners age 55 and older
• No payments are ever required
• No Income qualifications
• No Credit requirements
• Qualify for up to 50% of the value of the home
• Money can be received as a lump sum, or over time or combination
• Owner maintains title
• They can sell or move at anytime
• Receive the money tax free

Testimonials

“CHIP is a way to take advantage of the equity that you have in your home and use it for whatever purpose you want.”
_{Sandy & Christopher M}

“If you sell your home you’re gonna be living off the proceeds and what you’re doing now is not selling your home and living off the proceeds.”
_{Edward F}

“If it wasn’t for CHIP we would have had to sell our home.”
_{James B}

“Dealing with CHIP Home Income Plan was amazingly simple. I would recommend the CHIP program to anybody.”
_{Jan & John M}

Call or email me today for full details and a FAST mortgage pre-approval!