We’ve got a mortgage for every stage of life.

Our team of experts has years of experience in the mortgage industry and is dedicated to helping you achieve your homeownership goals

Over 135+ Lenders to Fund your Mortgage

Take charge of your tomorrow, today!

We’re here to not only help you find the best rate for your mortgage, but help you successfully enter a new life chapter! Our team will take the time to understand your financial situation and guide you towards the best products and decisions possible.

Current Rates

Stay up to date with the ever-changing landscape of mortgage rates and find the perfect deal tailored to your needs. Our team of experts continuously monitors the mortgage industry, analyzing trends and fluctuations to present you with the most competitive rates.

We understand that choosing the right mortgage is a significant decision, and that's why we're here to support you every step of the way. Our commitment to transparency means you can trust the information we provide.

Our Services

About Mortgage4Less.ca

Powered by Dominion Lending Centres FC Funding

Unlike banks that can only offer the products from their particular institution, we have access to 135 lenders, meaning we can provide you with better options, competitive rates, and close even the trickiest of deals! We work with a variety of clients, including first-time homebuyers, real estate investors, business owners, and more.

With years of experience in the industry, we have built a reputation as one of the top 50 mortgage agents in Canada. Our expertise and knowledge of the market, combined with our dedication to providing exceptional customer service, have helped us establish a loyal client base.

At FC Funding, our award-winning mortgage broker team ranks #1 on DLC's franchise volume report every month. With more volume than any other DLC franchise, we funded over 6,500 mortgages and surpassed $2.65 billion in mortgage volume in 2021.

In addition to our commitment to excellence, we also believe in giving back to the community. We proudly support local charities, including the Red Cross, Ronald McDonald House, Pancreatic Cancer Research, and the London Food Bank.

Please feel free to browse our website and contact us if you have any questions or if you are ready to get started on your mortgage journey!

Reasons to use a Licensed Mortgage Agent

Competitive Rates

Our agents are committed to helping you discover the optimal loan solution that caters to your specific financial circumstances and requirements.

Expert Advice

Drawing on our extensive industry experience, our agents offer expert advice and guidance to assist you in making well-informed financial decisions.

Speed & Convenience

Our agents ensure a smooth process from start to finish by providing fast and reliable service that aligns with your timeline.

Peace of Mind

Improve your confidence by ensuring that you receive the finest possible solutions and customer service. Agents typically check your credit score once to apply to multiple lenders, protecting your hard work.

  • ‘There are not enough words to describe how delighted and impressed I was in my dealings with Gabriel Da Silva. We are so grateful and we can not thank you enough. He got us approved for our 1st home in just a few days. Every step of the way he was in constant contact with me and often explained anything I wasn't clear about. Gabriel didn't just treat me as a client, he treated me like family with complete honesty. Anyone who needs a Mortgage especially your 1st time home buyer look no further. Reach out to him and thank me later.’

    — Happy Client

  • 'Gabriel is an excellent mortgage agent and a pleasure to work with. He is knowledgeable, very approachable, and genuinely cares about making his customers happy and helping them make the best decisions. He went above and beyond to advocate on our behalf and we really appreciate his hard work and the time he took to work on our file.'

    — Happy Client

  • 'My family and I had a great experience working with Gabriel. He is very willing to help with anything. He is very approachable and you can reach out to him anytime. As a first-time home buyer, my family did not have any idea how the process of buying a home would be. He explained everything professionally and efficiently. He was very good at communicating with us in a timely manner. His guidance and advice were such a great help. We definitely recommend Gabriel, especially for first-time home buyers. On behalf of my whole family, we THANK YOU for all your help and guidance!'

    — Happy Client

  • 'I would double the star count for Gabriel Da Silva. Gabriel became fully engaged when I reached out looking for service. He provided options, alternatives and worked through the weekend to prepare and be ready to negotiate with lenders. Gabe, you are a gem. Truly appreciate your efforts to arrange the mortgage for us and will be recommending you and Dominion Lending Centers Forest City to my networks, friends, and family. Thank you, this was a fantastic, excellent experience and service.'

    — Happy Client

  • 'It was an absolute pleasure to work with Gabriel Da Silva. He worked hard to get us a great rate for our mortgage. He answered all our questions and concerns and made the process very easy. I would highly recommend Gabriel for all your mortgage needs.'

    — Happy Client

  • 'Probably the best brokerage in the GTA I would recommend to anyone. Fast, great, and efficient work by Gabriel Da Silva, a very professional and experienced broker. He helped me buy my first property in Canada and I guarantee that anyone can put their trust in his knowledge and experience in the field. Always quick to respond to phone calls and explain everything being very honest and trustworthy. I highly recommend it to anyone looking for an excellent broker.'

    — Happy Client

  • 'My family and I ran into an extremely time-sensitive issue which arose from many mistakes from our previous mortgage broker. We had to find a new lender from scratch within 2 weeks or else our deal falls through and we lose our deposit on the condo. When Gabriel learned about our situation, he worked non-stop from morning until night, through Easter weekend, to get us a new lender. He went above and beyond in ways that I couldn't have ever expected and I couldn't have been happier to have met him. He is someone that truly cares for his clients rather than just being in it for a paycheck. His blunt personality may catch you off guard at first but you know he is 100% genuine and honest with you at all times no matter how ugly the truth may be. I can't recommend Gabriel enough to anyone looking to buy a home.'

    — Happy Client

  • 'Gabriel is a true professional, extremely detailed, and very good at communicating. He made a very complex situation very easy to understand. I highly recommend to anyone interested in lending to speak with Gabriel, you won't be disappointed. Very happy to have dealt with him.'

    — Happy Client

  • 'Gabriel brought a refreshing approach to refinancing. He took adequate time to explain all viable options, educated us on terms, and encouraged us to make an informed decision without pressure. Gabriel’s knowledge, responsiveness, and genuine nature fostered an environment of trust, which is difficult in a world of uncertainty. Thank you for your services!​'​

    — Happy Client

  • 'Gabriel was very professional and knowledgeable of the whole process and really helped me out with everything, being my first mortgage, he walked me through everything and was patient with my lack of knowledge. He made the process easy and painless. I look forward to working with him in the future!'

    — Happy Client

  • 'Gabriel Da Silva was recommended to me by a friend as a mortgage broker. He got us a better rate than offered by the bank initially and navigated us through the myriad paperwork and requirements, promptly dealing with every issue, daytime or after dinner in the evening. Most professional, a pleasure to deal with, highly recommended, and very competent.​'​

    — Happy Client

  • ​'If you are looking for a mortgage broker who is a true professional who works hard for his clients to get exceptional and timely results then Gabe is your broker. Thanks, Gabe for the friendly voice and for making the process so seamless.​'​

    — Happy Client

  • 'Gabriel was great to deal with, knowledgeable and professional, he helped me find a mortgage during a difficult time. He went over and above to make sure I did not lose my house. Great service! Thank you.​'​

    — Happy Client

  • 'Gabriel Da Silva is knowledgeable, quick at responding at all hours of the day, funny, and a down-to-earth person. I would recommend him to anyone. Thanks, Gabe for all your hard work and for helping us buy a second home.'

    — Happy Client

  • ​'I had a very beautiful experience with Gabriel, he is very helpful in answering questions about different kinds of mortgage options, and he provides the best option for my case, his tolerance is very high, Thanks Gabriel for taking care of me, you will be the recommendation to my friends.'

    — Happy Client

  • 'Gab is the man to see for your mortgage needs, he helped me out of a tough situation and he's committed to working for you no matter what.​ ​He has also helped out my parents in the past and we'll always refer him​!'​

    — Happy Client

  • ​'My experience with Dominion Lending is absolutely great. I would highly recommend Dominion Lending above all. Thank you Gabriel DaSilva for all your help.​'​

    — Happy Client

  • 'Professional, responsible, always quick to respond to solve problems.​ ​Excellent service. Thank you, Gabriel.​'​

    — Happy Client

  • ​'Very Responsive and resourceful - great results. Committed to the client. Professional and exceptional assistance. Thank you​!'​

    — Happy Client